Comparison of Different Payment Methods of PayPal and Stripe

To run an Online business, you need to receive payments. E-stores/websites around the globe accept payments by using two of the most popular online payment gateways:

  1. Stripe
  2. PayPal

In this article, you will get to know various web based payment methods of PayPal and Stripe respectively.


PayPal offers various types of payment processing services. To avail any service, customer can either use his/her PayPal account or credit to process the transaction. Below are the three main PayPal methods along with their account types:

PayPal Standard

The customer is redirected to PayPal where he/she makes the payment and completes the checkout. After the checkout, the customer is redirected back to the particular online business website with instant payment notification. It might be unreliable in some cases like natural delay from server, caching, etc.

PayPal Express

PayPal Express has a different checkout process. At first, the customer is redirected to PayPal in order to approve the payment. Once the customer approves the payment, he/she is redirected back to the particular online business website and a token is being sent (to the business site) to verify payment approval. Once the token is processed, he/she will be able to submit the payment to PayPal finally.

PayPal Advanced

PayPal Advanced is more secure and site friendly. It allows the website owner to embed PayPal iFrame where a customer can complete the checkout process without leaving the business site (the user is actually using PayPal secured screens).

PayPal Pro is a major feature of PayPal Advanced as it allows the customer to complete the checkout without leaving the online business site.


Stripe offers flat rates by keeping all of its capabilities enabled for the developers. You just need to decide what you want to implement, the developer will just enable it through the API. The following are the web based payment methods for European businesses:


This payment method is popular in Belgium and the Customers can use it with any stripe method.


This payment method is popular in Netherlands and the Customers can use it with any stripe method.


This method accept payments from the Customers of different countries such as Austria, Belgium, Germany, Netherlands and Spain.

Note: Both stripe and PayPal aim at enabling secure methods to process the payment. However, stripe has an edge over PayPal as it has legitimate documentation and its code is easy to implement. While, PayPal has relatively a complex API code to implement.

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